Valuing Your Property

A property valuation is the key to understanding how much your home is worth, as it usually marks the beginning of a journey into selling or renting. If you aren’t quite ready to take the next step and put your property on the market just yet, they can still be a useful tool, helping you to make informed decisions going forward when the time is right for you.

When it comes to getting your home valued, finding a reliable, honest quality estate agent to carry out a professional valuation is crucial as it will provide you with accurate information that you can use to inform your decisions. Using an expert estate agent will start your process of selling or renting in a way that is simple and stress-free. The agents here at Jon Simon are property experts, using the best local market knowledge and experience to carry out reliable valuations you can trust. Better still, they’re free and can be carried out with no obligation, meaning that you can get a valuation from us without having to commit to selling or renting just yet.

If you’re interested in finding out the value of your property, get in touch with your local team today at our RadcliffeRamsbottom or Burnley branches to book your free valuation.

What is the purpose of a property valuation?

A property valuation is an estimate of your property’s value. The value is concluded by an assessment of your home, where the estate agent will take multiple factors into consideration to determine how much it is worth at the time of the valuation. Property valuations are most commonly used by sellers looking to sell their home, or by landlords that want to put their rental properties on the market.

If you’re wanting to sell your home, a valuation will help you to determine what your initial asking price will be when the property goes to market. After all, if your asking price is too low, you’ll lose money. It may generate interest from potential buyers, but you will not sell your house for the price it deserves. This can then lower your budget for a new home in the future. On the other hand, if you advertise your property at a price that is too high, you’ll probably gain very little interest from potential buyers. An accurate valuation will ensure that your asking price is fair and representative of the property’s true value. It will also inform your budget for a new home – learning how much profit you’ll make from your home will inform how much money you can afford to spend on a new property.

As for landlords, having a valuation conducted can help them to find out how much their investment is worth. By doing so, they can make sure that the rental costs they advertise to potential tenants on the rental market are fair and accurate. This will attract the right tenants to the property and, again, will ensure that the landlord doesn’t miss out by valuing the property too high or too low.

Valuations can also be useful for people that are wanting to insure their property or refinance it. Finding out the value of your home prior to insuring it will help you to determine the level of cover you need, based on your property’s value. If you give your insurer a value that is too high, you will be paying more than is necessary for your insurance. If you give them an estimated value that is too low, you risk not being adequately covered.

As for remortgaging and refinancing your property, a valuation provides accurate information about the value of your home that will only work in your favour. By providing this accurate information, you’re more likely to receive better support from mortgage lenders, or any other financial support you need. A mortgage lender may wish to carry out a valuation, simply to check that the property is worth the amount you claim it to be, but this will only be for their use and will not be as detailed as a valuation carried out by an estate agent.

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JonSimon Ramsbottom office are the number one agent to go to for selling my property in Ramsbottom. I wouldn’t go anywhere else, they sold my property within 2 weeks and found me another property over in Holcombe Brook. They are continually professional & efficient. Would highly recommend!!

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The property valuation process

Before a valuation, there are some things you may wish to do that can maximise the potential value of your home. Making sure that your property is decluttered, clean and tidy can go a long way – carrying out jobs such as mowing the lawn, adding fresh paint or fixing broken fences are just some of the ways you can potentially increase your property’s value without spending too much money.

Bigger and more expensive improvements such as renovations aren’t always necessary but might be worth considering. You should explore cheaper options first though before committing to a project of this scale just for the sole purpose of increasing your property’s value. The likes of changing the decor and changing smaller property details such as your door handles can go a long way. However, if you do have any larger features of the property, or any damages, that you think may put potential buyers off making an offer, you may want to consider using the services of a surveyor. They will conduct a survey to help you assess the damages and whether any repairs or renovations need to be made..

Finding out the value of your property with the help of one of our experts couldn’t be easier. When you’ve contacted us to book your valuation, your estate agent will then arrive at the agreed time, ensuring that you aren’t waiting too long or stood up entirely. To truly understand the value of your home, they will take the time that they need to conduct an in-depth assessment of your home.

What affects your valuation?

Our team are experts when it comes to local property markets, and can give you information about the market climate, historic house prices in the area and the prices of the houses currently up for sale. You can also find information on the UK House Price Index to get an overview of the market, by analysing both regional house prices and the nation’s average house price. This is a great starting point for getting a rough idea of how much your house is worth, based on the average house prices in your area.

Whilst assessing your home, your estate agent will consider different factors that affect the outcome of the valuation. They will take into account their knowledge of the past and the current market to determine house price trends and housing market forecasts. Besides prices of properties in the area, they will also consider the location of your home – such as its address and postcode – as well as the overall condition and size of your home and any property characteristics that make it unique and attractive to buyers. Regarding the latter, details such as the size of your garden to the number of bedrooms and bathrooms you have can all affect the home value. At the end of the appointment, your estate agent will inform you of the estimated value and can answer any questions you have about the valuation or the next steps.

You may also want to use our tool for online valuations to find out the value of your property in minutes, especially if you’d just like a rough estimate. The instant valuation uses an algorithm and impressive technology that gathers information on property prices. It’s important to note though that this information comes from the Land Registry and is based on mortgage approvals. These do not always result in completed property sales, so the information should only be used as a rough guide. For any homes sold before January 1995, the valuation is estimated based on the price of neighbouring properties. However, having an estate agent to come and value your home in person will increase the accuracy of the valuation and the information they provide.

The next steps and how we can help

Whilst there are no obligations with our online house valuations and free in-person property valuations, many people use them to kickstart the process of selling or renting their home. If you’re keen to sell or rent following the valuation, we are happy to help guide you through the processes with reliable guidance and services that are tailored exactly to your goals. For sellers, we have several services to help you sell your property in a way that is as stress-free and enjoyable as possible. From conducting an honest valuation through to the exchange of contracts, we’ll be on hand to give you all of the necessary information and support you need. We can also help you to find your next property before the sale of your current home with our bespoke services for buyers – this means you’ll have a solid contingency plan in place after the sale.

If you’re a landlord that would like to put a property on the rental market following a valuation, then we can also guide you through the process of finding a tenant, filling out the necessary forms and managing the property. From fulfilling your legal responsibilities, conducting checks on potential tenants and offering support beyond the point of finding the right tenant for your property, our letting agents can offer reliable advice and help both you and your tenant to have a positive experience.

We are committed to providing you with tailored services that are designed to help you reach your property goals as well as expert knowledge to help guide you through the processes of buying, selling and renting. For accurate and reliable valuations you can trust, contact our team to book you free, no-obligation valuation today. Contact your nearest branch in RadcliffeRamsbottom or Burnley to get started.

Meet The Team

Dramatically reinvent market-driven relationships vis-a-vis customer directed e-business. Monotonectally incentivize distributed e-markets through high standards in.

Simon Morris (MNAEA MARLA)

Company Director

Jonathan Morris (MNAEA)

Company Director

Michael Greenhalgh

Company Director

Gareth Dooley (MNAEA MARLA)


Laura Stockdale (MARLA)

Lettings Manager

Joanne Scott

Property Manager

Aaron Pilling

Lettings Co-Ordinator

Lauren Bell


Leanne Gill


Office Locations

JonSimon Estate Agents was established in 2008 in Radcliffe by brothers Jon and Simon Morris, and we’ve been successfully selling and managing properties ever since! From modest beginnings as a small team of good friends with a shared passion for all things property, we’ve worked hard to provide our market-led, supportive and somewhat unique service to sellers, landlords and renters all over the local area, and have grown to become a 20-man sales team spread across our three RadcliffeRamsbottom and Burnley offices.

  • Burnley

    31 Parker Lane, Burnley. BB11 2BU

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  • Radcliffe

    10-12 Church Street, Radcliffe, M26 2SQ

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  • Ramsbottom

    28 Bolton Road West, Ramsbottom, Bury, BL0 9ND

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